Access Loan Company, Inc.        A Georgia Corporation


Consumer Installment Loans & Personal Income Tax Service
OUR PERSONAL INSTALLMENT LOANS

We make short-term personal installment loans under the regulations set forth by the Georgia Industrial Loan Act of 1955. Additionally, we are compliant with all other federal and state laws. We make loans from $100 to $1,000 with monthly terms between 4 and 10 months.  Our payments generally range between $45 and $155 per month depending on the terms and loan amounts.


Question:


How do I apply for a loan with Access Loan Company?

Answer: 

Call or come by one of our (16) locations near you so that we may take an application on you for credit.  The application process generally only takes about 10-15 minutes for us to complete.
  

Question:

How long does it take for a loan decision on my application with A.L.C.?

Answer:

Most applications can and are processed within 1 hour (if not while you wait) and that is our goal every time!  Sometimes during our peak busy times it may be slightly longer, but that is not the norm.  


Question:

If approved for a loan, what documents, etc. do I need to obtain a loan with A.L.C.?

Answer:

Generally, a current Georgia Drivers License or I.D., proof of residence and job/income are the basics, but we sometimes require more documentation if required in certain circumstances.


Question:

What collateral, if any, is required with A.L.C. for a personal loan?

Answer:

All of our loans are secured by at least personal property owned and/or sometimes automobile titles.  Generally, personal property items such as TV's, computers, furniture, etc. are used and are simply listed as collateral on the loan documents.  The items are still maintained in your possession.   



ANY OTHER QUESTIONS, PLEASE FEEL FREE TO CONTACT A BRANCH NEAR YOU!
Regular business hours:

9:00 a.m. TO 5:30 p.m. Mon-Thur

9:00 a.m. TO 6:00 p.m. Friday

*Closed Sat-Sun

*We are open on Saturdays during Christmas and peak tax season.

*Call our branches for times and dates. 

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